The South Indian Bank Limited Share Price and Company Fundamentals
Last traded: Yesterday at 10:00 AM
The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company's personal banking products and services include savings and current accounts, term deposits, and unclaimed deposits/inoperative accounts; personal, car, home, gold, educational, property, and other loans; loans against securities; one time settlement scheme for micro and small enterprises sector; wealth and mutual funds. It also offers insurance products, such as life, health, and various credit risk insurance, as well as general insurance products comprising fire, liability, marine, motor, personal accident, and travel insurance products. In addition, the company provides money transfer services; various cards; and value added services, including SIB rewardz, KYC certification of mutual fund investors, SIB e-academia, 3-in-one trading KIT, green pin, SIB feebook, branch banking, FX-retail, KYC updation, NETC FASTag, sovereign gold bonds, credit and debit cards, ATM cum shopping card, mobile and internet banking, demat, pension system, online trading, NPS lite, SIB collect, SIB travel card, PAN service agency, cash management, direct debit, tax payment and savings investments, and safe deposit locker services, as well as distributes capital gain bonds and tax free bonds. Its NRI banking services comprise NRE and NRO rupee accounts, and foreign currency deposits; e-services; remittances and payments; money transfers; and value-added services, as well as portfolio investment schemes. The company's business banking services include normal and premium accounts, SIB merchant plus, and trader smart current accounts; working capital, long term, non-fund based, supply chain, and SIB commercial vehicle loans; international finance; and merchant acquiring services. It operates through a network of branches and ATMs/CRMs. The South Indian Bank Limited was incorporated in 1929 and is headquartered in Thrissur, India.
Key Metrics
PE ratio
7.40
PB ratio
0.93
Dividend yield
1.02%
Beta
0.19
Market cap
₹102.84B
Enterprise value
₹78.02B
Company profile
| Industry / Sector | Banks - Regional / Financial Services |
|---|---|
| Full time employees | 9355 |
| Website | https://www.southindianbank.bank.in |
| Mailing address | SIB House Mission Quarters T.B Road P.B. No: 28 Thrissur 680001 India |
| Phone / Fax | 91 48 7242 0020 / 91 48 7244 2021 |
Dividends
Dividend yield
1.02%
Dividend amount
₹0.40
Payout ratio
7.53%
5Y Avg. yield
-%
The South Indian Bank Limited paid ₹0.40 dividend and the ex-dividend date was 13 Aug 2025.The dividend payout ratio is 7.53%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.SOUTHBANK dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Apr 2026, following are the company executives and directors listed on The South Indian Bank Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Peruvemba Ramachandran Seshadri B.E. | MD, CEO & Director | 62 | |
| Mr. Dolphy Jose | Whole-time Executive Director | 56 | |
| Mr. Vinod Francis | Senior GM & CFO | 45 | |
| Mr. Anto George T. | Executive VP & COO | 56 | |
| Mr. A. Sony | CGM, CIO and Head of Strategic Alliances, Digital Business, Marketing & Customer Experience | 52 | |
| Ms. Chithra H. F.C.A. | Senior GM & Chief Compliance Officer | 56 | |
| Mr. T. M. Mohan | GM & Head of Legal | ||
| Mr. Jimmy Mathew A.C.M.A., A.C.S. | Senior GM, Head of HR & Company Secretary | 48 | |
| Mr. Nandakumar G. | Senior GM, Head of Internal Audit & Chief of Internal Vigilance | ||
| Mr. K. Sivaraman | Senior General Manager and Head of Banking Operations Group | 54 |
Profitability and management effectiveness
Profit margin
27.93%
Operating margin
39.20%
Return on assets
-
Return on equity
13.62%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of The South Indian Bank Limited is 102.84B and its enterprise value is 78.02B. The enterprise value to revenue ratio of SOUTHBANK is 1.57. The enterprise value to EBITDA ratio of SOUTHBANK is -.
The SOUTHBANK's stocks Beta value is 0.19 making it 81% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
The South Indian Bank Limited (NSE:SOUTHBANK) Frequently Asked Questions
1. What is The South Indian Bank Limited's Stock Symbol?
The South Indian Bank Limited trades on NSE under the ticker symbol "SOUTHBANK".
2. What is The South Indian Bank Limited's stock price today?
One share of SOUTHBANK stock can currently be purchased for approximately ₹39.29.
3. How can I contact The South Indian Bank Limited?
The South Indian Bank Limited's mailing address is SIB House Mission Quarters T.B Road P.B. No: 28 Thrissur 680001 India. The company can be reached via phone at 91 48 7242 0020.
4. What is The South Indian Bank Limited's official website?
The official website of The South Indian Bank Limited is https://www.southindianbank.bank.in.