LIC Housing Finance Limited Share Price and Company Fundamentals



Price
₹394
Change
7.400 (1.914%)
52 week
291.75 - 443.6

Last traded: Today at 10:00 AM

LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. It offers deposits; home loans to residents and non-residents, as well as to pensioners; plot loans, home improvement and construction loans, and home extension and top up loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. The company also provides loans against properties for companies and individuals; loans against securities; loans under rental securitization; and loans to professionals. In addition, it manages, advises, and administers venture capital and alternative investment funds; develops residential projects for senior citizens; and markets life and general insurance products, mutual funds, fixed deposits, and credit cards. The company markets its products through home loan agents, direct sales agents, and customer relation associates. As of March 31, 2022, it operated through a network of 24 back offices, 282 marketing offices, 1 customer service point, and 9 regional offices, as well as a representative office in Dubai. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.

Key Metrics

PE ratio

6.57

PB ratio

0.83

Dividend yield

0.00%

Beta

0.83

Market cap

-

Enterprise value

-

Company profile

Industry / Sector Mortgage Finance / Financial Services
Full time employees 2467
Website https://www.lichousing.com
Mailing address 131 Maker Tower, F Premises 13th Floor Cuffe Parade Mumbai 400005 India
Phone / Fax 91 22 2217 8600 / 91 22 2217 8777

Dividends

Dividend yield

0.00%

Dividend amount

₹0.00

Payout ratio

14.57%

5Y Avg. yield

1.91%

LIC Housing Finance Limited paid ₹0.00 dividend and the ex-dividend date was 20 Sept 2022.The dividend payout ratio is 14.57%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.LICHSGFIN dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.

LICHSGFIN's forward dividend amount is ₹8.5 and the forward dividend yield is 2.20%. A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.

Company Executives

As of Dec 2022, following are the company executives and directors listed on LIC Housing Finance Limited.

Name Title Age Total Pay
Mr. Yerur Viswanatha Gowd CEO, MD & Exec. Director 58 8.41M
Mr. Sudipto Sil Chief Financial Officer 5.5M
Mr. Thumpeparambil Thomas Mathews LL.B., MA, PGDM Gen. Mang. of Accounts, OS, Estates & Subsidiary Monitoring 68
Mr. Hitesh B. Talreja Chief Technology Officer
Ms. Angel Johnson Chief Information Officer & GM of IT
Mr. D. R. Muralidharan Chief Compliance Officer & Joint Gen. Mang. for CSR
Mr. A. K. Verma Gen. Mang. of Legal, Audit & Vigilance
Mr. N. Mahesh Joint Gen. Mang. of Marketing, PR & Publicity
Mr. J. S. Tolia Gen. Mang. of Marketing
Ms. Meenakshi Kumar Gen. Mang. of CRM, Document Management & HR

Profitability and management effectiveness

Profit margin

50.65%

Operating margin

61.33%

Return on assets

1.24%

Return on equity

12.78%

Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.

The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.

Valuation and Trading Info

The market capitalization of LIC Housing Finance Limited is and its enterprise value is .

The LICHSGFIN's stocks Beta value is 0.83 making it 17% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.

LIC Housing Finance Limited (NSE:LICHSGFIN) Frequently Asked Questions

1. What is LIC Housing Finance Limited's Stock Symbol?

LIC Housing Finance Limited trades on NSE under the ticker symbol "LICHSGFIN".

2. What is LIC Housing Finance Limited's stock price today?

One share of LICHSGFIN stock can currently be purchased for approximately ₹394.

3. How can I contact LIC Housing Finance Limited?

LIC Housing Finance Limited's mailing address is 131 Maker Tower, F Premises 13th Floor Cuffe Parade Mumbai 400005 India. The company can be reached via phone at 91 22 2217 8600.

4. What is LIC Housing Finance Limited's official website?

The official website of LIC Housing Finance Limited is https://www.lichousing.com.