Indian Overseas Bank Share Price and Company Fundamentals
Last traded: Today at 10:00 AM
Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury Operations, Corporate/Wholesale Banking Operations, Retail Operations, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. The company also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, digital, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Thailand, and Sri Lanka. Indian Overseas Bank was incorporated in 1936 and is headquartered in Chennai, India.
Key Metrics
PE ratio
11.34
PB ratio
1.76
Dividend yield
-
Beta
0.28
Market cap
₹650.68B
Enterprise value
₹927.62B
Company profile
| Industry / Sector | Banks - Regional / Financial Services |
|---|---|
| Full time employees | 21034 |
| Website | https://www.iob.bank.in |
| Mailing address | 763 Anna Salai Chennai 600002 India |
| Phone / Fax | 1800 890 4445 / 91 44 2858 5675 |
Dividends
Dividend yield
-
Dividend amount
₹-
Payout ratio
0.00%
5Y Avg. yield
-%
Indian Overseas Bank paid ₹- dividend and the ex-dividend date was 19 Jun 2014.The dividend payout ratio is 0.00%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.IOB dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Jul 2026, following are the company executives and directors listed on Indian Overseas Bank.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Ajay Kumar Srivastava | MD, CEO & Executive Director | 58 | |
| Mr. Joydeep Dutta Roy | Executive Director | 53 | |
| Mr. Dhanaraj T. | Executive Director | 55 | |
| Mr. Madhaw Chandra Jha | Deputy GM & CFO | 45 | |
| Sathia Narayanan B | GM& Chief Information Officer | ||
| Mr. S. Alagarsamy | GM & Chief Compliance Officer | ||
| Mr. Rajeev Kumar | GM & Chief Vigilance Officer | ||
| Mr. Arabindra Mohan Banerjee | Chief General Manager | ||
| Mr. Gopal S | Chief General Manager | ||
| Mr. Purna Chandra Satapathy | DGM & Functional Head of Banking Op., Internal Office Accounts Recon. & Customer Service Dep. |
Profitability and management effectiveness
Profit margin
36.56%
Operating margin
37.08%
Return on assets
1.33%
Return on equity
16.53%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Indian Overseas Bank is 650.68B and its enterprise value is 927.62B. The enterprise value to revenue ratio of IOB is 5.69. The enterprise value to EBITDA ratio of IOB is -.
The IOB's stocks Beta value is 0.28 making it 72% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
Indian Overseas Bank (NSE:IOB) Frequently Asked Questions
1. What is Indian Overseas Bank's Stock Symbol?
Indian Overseas Bank trades on NSE under the ticker symbol "IOB".
2. What is Indian Overseas Bank's stock price today?
One share of IOB stock can currently be purchased for approximately ₹33.79.
3. How can I contact Indian Overseas Bank?
Indian Overseas Bank's mailing address is 763 Anna Salai Chennai 600002 India. The company can be reached via phone at 1800 890 4445.
4. What is Indian Overseas Bank's official website?
The official website of Indian Overseas Bank is https://www.iob.bank.in.