GIC Housing Finance Limited Share Price and Company Fundamentals
Last traded: Today at 6:25 AM
GIC Housing Finance Limited provides housing finance services for salaried and self-employed individuals in India. The company offers long-term finance to individuals, cooperative societies, associations of persons, companies, and corporations for the purchase of plots, houses, flats, and apartments, as well as for the construction, repair, renovation, and upgradation of houses, flats, and apartments for residential purposes. It also provides home loans, including individual housing, composite, repair and renovation, and home extension loans, as well as balance transfer services; and non-housing loans, such as loans against housing property and commercial loans. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
Key Metrics
PE ratio
4.86
PB ratio
0.36
Dividend yield
3.09%
Beta
0.59
Market cap
₹7.65B
Enterprise value
₹98.44B
Company profile
| Industry / Sector | Mortgage Finance / Financial Services |
|---|---|
| Full time employees | 515 |
| Website | https://www.gichfindia.com |
| Mailing address | National Insurance Building 6th Floor 14, Jamshedji Tata Road Churchgate Mumbai 400020 India |
| Phone / Fax | 91 22 4304 1900 / |
Dividends
Dividend yield
3.09%
Dividend amount
₹4.50
Payout ratio
30.78%
5Y Avg. yield
-%
GIC Housing Finance Limited paid ₹4.50 dividend and the ex-dividend date was 25 Jun 2026.The dividend payout ratio is 30.78%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.GICHSGFIN dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Sep 2026, following are the company executives and directors listed on GIC Housing Finance Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Sachindra Dattaram Salvi | Managing Director, CEO & Director | ||
| Mr. Achuta Rama Murthy Sombhatla | Senior VP and Head of Sales & Marketing | 55 | |
| Mr. Birudeo Babu Phonde | Head of HR & Admin | ||
| Ms. Supriya Joshi | Head of Internal Audit | 56 | |
| Mr. Sajid Munshi | Senior Vice President & Collections Head | 53 | |
| Mr. Mahesh Gobindram Matta | Vice President | 54 | |
| Ms. Paba Koshy | Senior VP & CFO | ||
| Mr. S.R. Ravi | VP & Head of Operations Department | ||
| Mr. Premraj Avasthi | Asst Vice President, Head of IT & Chief Information Officer | ||
| Mr. Ajit Salunke | Legal Head |
Profitability and management effectiveness
Profit margin
43.64%
Operating margin
28.64%
Return on assets
-
Return on equity
-
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of GIC Housing Finance Limited is 7.65B and its enterprise value is 98.44B. The enterprise value to revenue ratio of GICHSGFIN is 27.28. The enterprise value to EBITDA ratio of GICHSGFIN is -.
The GICHSGFIN's stocks Beta value is 0.59 making it 41% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
GIC Housing Finance Limited (NSE:GICHSGFIN) Frequently Asked Questions
1. What is GIC Housing Finance Limited's Stock Symbol?
GIC Housing Finance Limited trades on NSE under the ticker symbol "GICHSGFIN".
2. What is GIC Housing Finance Limited's stock price today?
One share of GICHSGFIN stock can currently be purchased for approximately ₹142.
3. How can I contact GIC Housing Finance Limited?
GIC Housing Finance Limited's mailing address is National Insurance Building 6th Floor 14, Jamshedji Tata Road Churchgate Mumbai 400020 India. The company can be reached via phone at 91 22 4304 1900.
4. What is GIC Housing Finance Limited's official website?
The official website of GIC Housing Finance Limited is https://www.gichfindia.com.