GIC Housing Finance Limited Share Price and Company Fundamentals
Last traded: Today at 9:59 AM
GIC Housing Finance Limited provides housing finance services in India. It grants housing loans to individuals, as well as to persons/entities engaged in construction of houses/flats for residential purposes. As of March 31, 2021, it had 75 offices. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
Key Metrics
PE ratio
3.72
PB ratio
0.43
Dividend yield
3.76%
Beta
1.17
Market cap
-
Enterprise value
-
Company profile
| Industry / Sector | Mortgage Finance / Financial Services |
|---|---|
| Website | https://www.gichfindia.com |
| Mailing address | National Insurance Building 6th Floor 14, Jamshedji Tata Road Churchgate Mumbai 400020 India |
| Phone / Fax | 91 22 4304 1900 / |
Dividends
Dividend yield
3.76%
Dividend amount
₹4.50
Payout ratio
12.41%
GIC Housing Finance Limited paid ₹4.50 dividend and the ex-dividend date was 16 Sept 2021.The dividend payout ratio is 12.41%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.GICHSGFIN dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
GICHSGFIN's forward dividend amount is ₹4 and the forward dividend yield is 3.34%. A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.
Company Executives
As of Jul 2022, following are the company executives and directors listed on GIC Housing Finance Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Ms. Nutan Singh | Group Exec., Company Sec. & Compliance Officer | 1.5M | |
| Ms. G. Shobha Reddy | CEO, MD & Additional Director | 58 | |
| Ms. Varsha Godbole | Sr. VP & CFO | ||
| Mr. N. Ragothaman | Bus. Head of Diamond Harbour & Bus. Head of Kolkata | ||
| Mr. K. Jagadish | Bus. Head of Noida | ||
| Mr. Sanjay Koppikar | Bus. Head of Chennai | ||
| Mr. Santosh Kumar Singh | Bus. Head of Garia | ||
| Mr. V. Jayaram | Bus. Head of Trivandrum | ||
| Mr. Rohit Medhekar | Bus. Head of Kalyan | ||
| Mr. Yogesh Deshpande | Bus. Head of Pune |
Profitability and management effectiveness
Profit margin
53.97%
Operating margin
69.59%
Return on assets
1.41%
Return on equity
12.10%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of GIC Housing Finance Limited is and its enterprise value is .
The GICHSGFIN's stocks Beta value is 1.17 making it 17% more volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
GIC Housing Finance Limited (NSE:GICHSGFIN) Frequently Asked Questions
1. What is GIC Housing Finance Limited's Stock Symbol?
GIC Housing Finance Limited trades on NSE under the ticker symbol "GICHSGFIN".
2. What is GIC Housing Finance Limited's stock price today?
One share of GICHSGFIN stock can currently be purchased for approximately ₹119.7.
3. How can I contact GIC Housing Finance Limited?
GIC Housing Finance Limited's mailing address is National Insurance Building 6th Floor 14, Jamshedji Tata Road Churchgate Mumbai 400020 India. The company can be reached via phone at 91 22 4304 1900.
4. What is GIC Housing Finance Limited's official website?
The official website of GIC Housing Finance Limited is https://www.gichfindia.com.