GIC Housing Finance Limited Share Price and Company Fundamentals

0.100 (0.084%)
52 week
107.5 - 202.55

Last traded: Today at 9:59 AM

GIC Housing Finance Limited provides housing finance services in India. It grants housing loans to individuals, as well as to persons/entities engaged in construction of houses/flats for residential purposes. As of March 31, 2021, it had 75 offices. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.

Key Metrics

PE ratio


PB ratio


Dividend yield




Market cap


Enterprise value


Company profile

Industry / SectorMortgage Finance / Financial Services
Mailing addressNational Insurance Building 6th Floor 14, Jamshedji Tata Road Churchgate Mumbai 400020 India
Phone / Fax91 22 4304 1900 /


Dividend yield


Dividend amount


Payout ratio


GIC Housing Finance Limited paid ₹4.50 dividend and the ex-dividend date was 16 Sept 2021.The dividend payout ratio is 12.41%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.GICHSGFIN dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.

GICHSGFIN's forward dividend amount is ₹4 and the forward dividend yield is 3.34%. A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.

Company Executives

As of Jul 2022, following are the company executives and directors listed on GIC Housing Finance Limited.

NameTitleAgeTotal Pay
Ms. Nutan SinghGroup Exec., Company Sec. & Compliance Officer1.5M
Ms. G. Shobha ReddyCEO, MD & Additional Director58
Ms. Varsha GodboleSr. VP & CFO
Mr. N. RagothamanBus. Head of Diamond Harbour & Bus. Head of Kolkata
Mr. K. JagadishBus. Head of Noida
Mr. Sanjay KoppikarBus. Head of Chennai
Mr. Santosh Kumar SinghBus. Head of Garia
Mr. V. JayaramBus. Head of Trivandrum
Mr. Rohit MedhekarBus. Head of Kalyan
Mr. Yogesh DeshpandeBus. Head of Pune

Profitability and management effectiveness

Profit margin


Operating margin


Return on assets


Return on equity


Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.

The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.

Valuation and Trading Info

The market capitalization of GIC Housing Finance Limited is and its enterprise value is .

The GICHSGFIN's stocks Beta value is 1.17 making it 17% more volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.

GIC Housing Finance Limited (NSE:GICHSGFIN) Frequently Asked Questions

1. What is GIC Housing Finance Limited's Stock Symbol?

GIC Housing Finance Limited trades on NSE under the ticker symbol "GICHSGFIN".

2. What is GIC Housing Finance Limited's stock price today?

One share of GICHSGFIN stock can currently be purchased for approximately ₹119.7.

3. How can I contact GIC Housing Finance Limited?

GIC Housing Finance Limited's mailing address is National Insurance Building 6th Floor 14, Jamshedji Tata Road Churchgate Mumbai 400020 India. The company can be reached via phone at 91 22 4304 1900.

4. What is GIC Housing Finance Limited's official website?

The official website of GIC Housing Finance Limited is