GIC Housing Finance Limited Share Price and Company Fundamentals
Last traded: Yesterday at 9:59 AM
GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals, cooperative societies, association of persons, companies, and corporations for purchase of plots, houses, flats, apartments and construction, repair, renovation, upgradation of houses, and flats or apartments for residential purpose. It also provides home loans comprising individual housing, composite, repair and renovation, and home extension loans, as well as balance transfer services; and non-housing loans, such as loan against housing property and commercial loans. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
Key Metrics
PE ratio
5.95
PB ratio
0.41
Dividend yield
2.99%
Beta
0.47
Market cap
₹8.16B
Enterprise value
₹96.67B
Company profile
| Industry / Sector | Mortgage Finance / Financial Services |
|---|---|
| Full time employees | 422 |
| Website | https://www.gichfindia.com |
| Mailing address | National Insurance Building 6th Floor 14, Jamshedji Tata Road Churchgate Mumbai 400020 India |
| Phone / Fax | 91 22 4304 1900 / 91 22 2288 4985 |
Dividends
Dividend yield
2.99%
Dividend amount
₹4.50
Payout ratio
17.77%
5Y Avg. yield
-%
GIC Housing Finance Limited paid ₹4.50 dividend and the ex-dividend date was 18 Jul 2025.The dividend payout ratio is 17.77%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.GICHSGFIN dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Mar 2026, following are the company executives and directors listed on GIC Housing Finance Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Sachindra Salvi | Managing Director & CEO | ||
| Ms. Varsha Godbole | Chief Financial Officer | 59 | |
| Mr. T. Mariraja | SVP & Head of Operations | 55 | |
| Mr. Achuta Rama Murthy Sombhatla | Senior VP and Head of Sales & Marketing | 56 | |
| Mr. Sajid Munshi | Senior Vice President & Collections Head | 54 | |
| Ms. Nutan Singh | Group Head, Company Secretary & Compliance Officer | ||
| Mr. Mahesh Gobindram Matta | Vice President | 54 | |
| Mr. Premraj Avasthi | Asst Vice President, Head of IT & Chief Information Officer | ||
| Mr. Darshit Sheth | Asst. VP & Chief Compliance Officer | ||
| Mr. Ajit Salunke | Legal Head |
Profitability and management effectiveness
Profit margin
44.13%
Operating margin
55.75%
Return on assets
-
Return on equity
-
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of GIC Housing Finance Limited is 8.16B and its enterprise value is 96.67B. The enterprise value to revenue ratio of GICHSGFIN is 31.29. The enterprise value to EBITDA ratio of GICHSGFIN is -.
The GICHSGFIN's stocks Beta value is 0.47 making it 53% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
GIC Housing Finance Limited (NSE:GICHSGFIN) Frequently Asked Questions
1. What is GIC Housing Finance Limited's Stock Symbol?
GIC Housing Finance Limited trades on NSE under the ticker symbol "GICHSGFIN".
2. What is GIC Housing Finance Limited's stock price today?
One share of GICHSGFIN stock can currently be purchased for approximately ₹151.03.
3. How can I contact GIC Housing Finance Limited?
GIC Housing Finance Limited's mailing address is National Insurance Building 6th Floor 14, Jamshedji Tata Road Churchgate Mumbai 400020 India. The company can be reached via phone at 91 22 4304 1900.
4. What is GIC Housing Finance Limited's official website?
The official website of GIC Housing Finance Limited is https://www.gichfindia.com.