City Union Bank Limited Share Price and Company Fundamentals



Price
₹191.6
Change
-3.000 (-1.542%)
52 week
109.0 - 199.95

Last traded: Today at 9:59 AM

City Union Bank Limited provides various banking products and services to personal and corporate clients in India. The company operates through four segments: Treasury, Corporate, Retail Banking, and Other Banking Operations. It offers savings, current, and salary accounts; fixed, flexi fix, recurring, and tax saver deposits; and NRI banking products and services. The company also provides consumer, two and four-wheeler, home, educational, personal and agricultural gold, working capital, easy business, foreign currency, agricultural term, and small road transport operator loans; cash credits, bank guarantees, letters of credit, and bills finance, as well as gold based overdrafts facilities; and international business services, including export, import, remittance, correspondent banking, and treasury risk management services. In addition, it offers locker facilities, automated teller machines (ATMs), cash deposit machines/bulk note acceptors, and point of sales services, as well as demat and insurance products and services; and debit/prepaid and credit cards. Further, the company provides cash management, payment to government, national electronic fund transfer, immediate payment, real time gross settlement, national automatic clearing house, and other tech services. As of March 31, 2022, it operated through a network of 727 branches; 1,732 ATMs, including 789 bulk note recycler machines; 610 passbook kiosks; and 589 cheque deposit kiosks. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in November 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.

Key Metrics

PE ratio

23.32

PB ratio

2.02

Dividend yield

0.00%

Beta

0.55

Market cap

-

Enterprise value

-

Company profile

Industry / Sector Banks—Regional / Financial Services
Full time employees 5367
Website https://www.cityunionbank.com
Mailing address Narayana, No. 24-B Gandhi Nagar Kumbakonam 612001 India
Phone / Fax 91 43 5240 2322 / 91 43 5243 1746

Dividends

Dividend yield

0.00%

Dividend amount

₹0.00

Payout ratio

12.17%

City Union Bank Limited paid ₹0.00 dividend and the ex-dividend date was 10 Aug 2022.The dividend payout ratio is 12.17%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.CUB dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.

CUB's forward dividend amount is ₹1 and the forward dividend yield is 0.51%. A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.

Company Executives

As of Dec 2022, following are the company executives and directors listed on City Union Bank Limited.

Name Title Age Total Pay
Dr. N. V. Narayanan Kamakodi M.B.A., Ph.D., B.Tech., MBA, CAIIB MD, CEO & Director 47 19.97M
Mr. V. Ramesh A.C.S., ACS, M.Sc. Sec., Compliance Officer, Sr. GM & CFO 58
Mr. V. Gopalakrishnan B.A., M.B.A. Gen. Mang. of HRMD 49
Mr. K. Maharajan BCom, CAIIB, AICWA Sr. Gen. Mang. of Inspection 57
Mr. S. Mohan M.A., ACS, CAIIB Sr. Gen. Mang. of Advances 58
Mr. M. Kalyanaraman Gen. Mang. of Credit Monitoring Department

Profitability and management effectiveness

Profit margin

39.66%

Operating margin

50.82%

Return on assets

1.50%

Return on equity

13.75%

Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.

The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.

Valuation and Trading Info

The market capitalization of City Union Bank Limited is and its enterprise value is .

The CUB's stocks Beta value is 0.55 making it 45% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.

City Union Bank Limited (NSE:CUB) Frequently Asked Questions

1. What is City Union Bank Limited's Stock Symbol?

City Union Bank Limited trades on NSE under the ticker symbol "CUB".

2. What is City Union Bank Limited's stock price today?

One share of CUB stock can currently be purchased for approximately ₹191.6.

3. How can I contact City Union Bank Limited?

City Union Bank Limited's mailing address is Narayana, No. 24-B Gandhi Nagar Kumbakonam 612001 India. The company can be reached via phone at 91 43 5240 2322.

4. What is City Union Bank Limited's official website?

The official website of City Union Bank Limited is https://www.cityunionbank.com.