City Union Bank Limited Share Price and Company Fundamentals
Last traded: Today at 10:00 AM
City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold, personal, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loan against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, fx retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bond; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes. It also provides tech products and services, such as net/online and mobile banking; cash and wealth management; electronic fund transfer; green pins; wallet; point of sale; and automated teller machines, as well as demat, bill payment, GST and TAX payments, and digital signature services. In addition, the company offers payments to government, including online taxes and electricity bill payment; agri related information, academic, and kiosk services; and support services, such as safe deposit locker facilities, value added, 24/7 customer care, and account aggregator. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in December 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.
Key Metrics
PE ratio
16.37
PB ratio
2.06
Dividend yield
0.70%
Beta
0.33
Market cap
₹205.01B
Enterprise value
₹156.75B
Company profile
| Industry / Sector | Banks - Regional / Financial Services |
|---|---|
| Full time employees | 7605 |
| Website | https://cityunionbank.bank.in |
| Mailing address | Narayana No. 24-B, Gandhi Nagar Kumbakonam 612001 India |
| Phone / Fax | 91 43 5240 2322 / 91 43 5243 1746 |
Dividends
Dividend yield
0.70%
Dividend amount
₹2.00
Payout ratio
11.87%
5Y Avg. yield
-%
City Union Bank Limited paid ₹2.00 dividend and the ex-dividend date was 01 Aug 2025.The dividend payout ratio is 11.87%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.CUB dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Feb 2026, following are the company executives and directors listed on City Union Bank Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Dr. N. V. Narayanan Kamakodi B.Tech., CAIIB, M.B.A., Ph.D. | MD, CEO & Director | 51 | |
| Mr. Venkataraman Ramesh A.C.S., M.Sc. | Whole-time Executive Director | 62 | |
| Mr. Vijay Anandh Ramamoorthy B.Sc., M.B.A. | Whole-time Executive Director | 50 | |
| Mr. J. Sadagopan | Deputy GM of Taxation & CFO | ||
| Mr. K. Jayaraman | Chief Compliance Officer & GM | 51 | |
| Mr. V. Gopalakrishnan B.A., M.B.A. | General Manager of HRMD and BD / P&D | 53 | |
| Mr. M. Kalyanaraman | General Manager & RMD/CRO | ||
| Venkatakrishnan S | Head Retail Policy of Advances Senior Deputy General Manager | ||
| SVSS Janakiram | Deputy Head of Internal Audit & Deputy GM | ||
| Mr. V. Venkat Kishna | Head of Internal Audit & GM |
Profitability and management effectiveness
Profit margin
37.53%
Operating margin
46.27%
Return on assets
-
Return on equity
-
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of City Union Bank Limited is 205.01B and its enterprise value is 156.75B. The enterprise value to revenue ratio of CUB is 4.69. The enterprise value to EBITDA ratio of CUB is -.
The CUB's stocks Beta value is 0.33 making it 67% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
City Union Bank Limited (NSE:CUB) Frequently Asked Questions
1. What is City Union Bank Limited's Stock Symbol?
City Union Bank Limited trades on NSE under the ticker symbol "CUB".
2. What is City Union Bank Limited's stock price today?
One share of CUB stock can currently be purchased for approximately ₹275.9.
3. How can I contact City Union Bank Limited?
City Union Bank Limited's mailing address is Narayana No. 24-B, Gandhi Nagar Kumbakonam 612001 India. The company can be reached via phone at 91 43 5240 2322.
4. What is City Union Bank Limited's official website?
The official website of City Union Bank Limited is https://cityunionbank.bank.in.