CreditAccess Grameen Limited Share Price and Company Fundamentals
Last traded: Last Friday at 9:59 AM
CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, Grameen Sanchay, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Unnati loan, Grameen two-wheeler, Grameen Vishesh loan, and Grameen housing loan. In addition, the company offers digital lending products comprising Grameen Mahi, a customer app, Pragathi digital and multi-purpose digital loans. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India BV.
Key Metrics
PE ratio
30.49
PB ratio
3.02
Dividend yield
-
Beta
0.18
Market cap
₹236.85B
Enterprise value
₹452.83B
Company profile
| Industry / Sector | Credit Services / Financial Services |
|---|---|
| Full time employees | 21941 |
| Website | https://www.creditaccessgrameen.in |
| Mailing address | New No. 49 (Old No725) 46th Cross 8th Block Jayanagar Next to Rajalakshmi Kalyana Mantap Bengaluru 560070 India |
| Phone / Fax | 91 80 2263 7300 / 91 80 2664 3433 |
Dividends
Dividend yield
-
Dividend amount
₹-
Payout ratio
0.00%
5Y Avg. yield
-%
CreditAccess Grameen Limited paid ₹- dividend and the ex-dividend date was 26 Jul 2024.The dividend payout ratio is 0.00%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.CREDITACC dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Jul 2026, following are the company executives and directors listed on CreditAccess Grameen Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Ganesh Narayanan | MD, CEO & Director | 49 | |
| Mr. Nilesh Shrikrishna Dalvi CFA, FRM | Chief Financial Officer | 41 | |
| Mr. Gururaj Kumar Kumar KS Rao | Chief Operating Officer | 50 | |
| Ms. Deepti Ramani | Company Secretary | 34 | |
| Mr. Sudesh Dinesh Puthran | Chief Technology Officer | 55 | |
| Ms. Devika Praveen | Chief Compliance Officer | ||
| Mr. RHS Manian | Head of Human Resources | ||
| Mr. Gopal A. R. Reddy | Chief Business Officer of Retail Finance & Group Lending & Chief Business Officer of Rest Of India | 51 | |
| Mr. H. N. Srivatsa | Chief Business Officer of Retail Finance & Group Lending and Chief Business Officer South | 49 | |
| Ms. A. Haridarshini | Head of Operations & Business Analytics |
Profitability and management effectiveness
Profit margin
32.01%
Operating margin
58.83%
Return on assets
2.60%
Return on equity
10.51%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of CreditAccess Grameen Limited is 236.85B and its enterprise value is 452.83B. The enterprise value to revenue ratio of CREDITACC is 18.64. The enterprise value to EBITDA ratio of CREDITACC is -.
The CREDITACC's stocks Beta value is 0.18 making it 82% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
CreditAccess Grameen Limited (NSE:CREDITACC) Frequently Asked Questions
1. What is CreditAccess Grameen Limited's Stock Symbol?
CreditAccess Grameen Limited trades on NSE under the ticker symbol "CREDITACC".
2. What is CreditAccess Grameen Limited's stock price today?
One share of CREDITACC stock can currently be purchased for approximately ₹1478.5.
3. How can I contact CreditAccess Grameen Limited?
CreditAccess Grameen Limited's mailing address is New No. 49 (Old No725) 46th Cross 8th Block Jayanagar Next to Rajalakshmi Kalyana Mantap Bengaluru 560070 India. The company can be reached via phone at 91 80 2263 7300.
4. What is CreditAccess Grameen Limited's official website?
The official website of CreditAccess Grameen Limited is https://www.creditaccessgrameen.in.