AU Small Finance Bank Limited Share Price and Company Fundamentals



Price
₹648
Change
8.800 (1.377%)
52 week
462.5 - 732.975

Last traded: Last Friday at 10:00 AM

AU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, current, salary, senior citizen and NRI, fixed, recurring, and COVID shield deposit accounts, as well as debit and credit cards and locker services. The company also offers car, two-wheeler, commercial vehicle, personal, tractor, home, gold, construction equipment, business, agriculture, and working capital loans. In addition, it provides life, health, general, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defence, urban local bodies, and other government departments. As of March 31, 2022, it operated 692 bank branches, 210 correspondents banking outlets, 17 business correspondents, and 514 ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. The company was incorporated in 1996 and is headquartered in Jaipur, India.

Key Metrics

PE ratio

32.90

PB ratio

4.27

Dividend yield

0.00%

Beta

0.81

Market cap

-

Enterprise value

-

Company profile

Industry / Sector Banks—Regional / Financial Services
Full time employees 28677
Website https://www.aubank.in
Mailing address Bank House Mile 0, Ajmer Road Jaipur 302001 India
Phone / Fax 91 14 1666 0666 /

Dividends

Dividend yield

0.00%

Dividend amount

₹0.00

Payout ratio

2.54%

AU Small Finance Bank Limited paid ₹0.00 dividend and the ex-dividend date was 28 July 2022.The dividend payout ratio is 2.54%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.AUBANK dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.

AUBANK's forward dividend amount is ₹0.5 and the forward dividend yield is 0.08%. A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.

Company Executives

As of Dec 2022, following are the company executives and directors listed on AU Small Finance Bank Limited.

Name Title Age Total Pay
Mr. Sanjay Agarwal C.A. MD, CEO & Director 50 22.84M
Mr. Vimal Jain Chief Financial Officer 40
Mr. Manmohan Parnami Company Sec. & Compliance Officer
Mr. Uttam Tibrewal Exec. Director 50 20.48M
Mr. Deepak Jain Chief Risk Officer 47
Mr. Shekhar Shukla Head of Operations 52
Mr. Sharad Goklani Chief Technology Officer
Mr. Ankur Tripathi Chief Information Officer 37
Mr. Prince Tiwari Chief of Financial Institutions Group & Chief Investor Relations Officer
Mr. Shoorveer Singh Shekhawat Head of Marketing, Video Banking & TFx Initiatives

Profitability and management effectiveness

Profit margin

27.48%

Operating margin

35.01%

Return on assets

1.92%

Return on equity

14.90%

Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.

The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.

Valuation and Trading Info

The market capitalization of AU Small Finance Bank Limited is and its enterprise value is .

The AUBANK's stocks Beta value is 0.81 making it 19% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.

AU Small Finance Bank Limited (NSE:AUBANK) Frequently Asked Questions

1. What is AU Small Finance Bank Limited's Stock Symbol?

AU Small Finance Bank Limited trades on NSE under the ticker symbol "AUBANK".

2. What is AU Small Finance Bank Limited's stock price today?

One share of AUBANK stock can currently be purchased for approximately ₹648.

3. How can I contact AU Small Finance Bank Limited?

AU Small Finance Bank Limited's mailing address is Bank House Mile 0, Ajmer Road Jaipur 302001 India. The company can be reached via phone at 91 14 1666 0666.

4. What is AU Small Finance Bank Limited's official website?

The official website of AU Small Finance Bank Limited is https://www.aubank.in.