Aavas Financiers Limited Share Price and Company Fundamentals
Last traded: Today at 9:13 AM
Aavas Financiers Limited provides housing loans to customers belonging to low- and middle-income self-employed customers in semi-urban and rural areas in India. It offers home loans for flats, houses, and bungalows, as well as resale properties; land purchase and construction loans, including finance for self-construction of residential house; and home improvement loans, which include loans for tiling or flooring, plaster, painting, etc. The company also provides home equity loans; and micro, small, and medium enterprise loans for business expansion, purchase of equipment, working capital, etc., as well as home loan balance transfer and emergency credit line guarantee scheme products. As of March 31, 2022, it operated through 314 branches covering in 13 states, including Rajasthan, Maharashtra, Gujarat, Madhya Pradesh, Haryana, Uttar Pradesh, Chhattisgarh, Delhi, Punjab, Uttarakhand, Himachal Pradesh, Karnataka, and Odisha. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in February 2017. Aavas Financiers Limited was incorporated in 2011 and is based in Jaipur, India.
Key Metrics
PE ratio
43.20
PB ratio
5.45
Dividend yield
0.00%
Beta
0.95
Market cap
-
Enterprise value
-
Company profile
| Industry / Sector | Mortgage Finance / Financial Services |
|---|---|
| Full time employees | 5222 |
| Website | https://www.aavas.in |
| Mailing address | 201-202, Southend Square 2nd Floor Mansarover Industrial Area Jaipur 302020 India |
| Phone / Fax | 91 14 1661 8800 / 91 14 1661 8861 |
Dividends
Dividend yield
0.00%
Dividend amount
₹0.00
Payout ratio
0.00%
Aavas Financiers Limited paid ₹0.00 dividend and the ex-dividend date was .The dividend payout ratio is 0.00%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.AAVAS dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
AAVAS's forward dividend amount is ₹ and the forward dividend yield is . A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.
Company Executives
As of Jul 2022, following are the company executives and directors listed on Aavas Financiers Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Sushil Kumar Agarwal | MD, CEO & Director | 45 | 30.96M |
| Mr. Ghanshyam Rawat | Co-Founder & CFO | 53 | |
| Mr. Rajeev Sinha | Sr. VP of Operations & Alternate Bus. Channel | 46 | |
| Mr. Mukesh Agarwal | VP of Accounts | 45 | |
| Ms. Jijy Oommen | Chief Technology Officer | ||
| Mr. Sharad Pathak | Company Sec. & Compliance Officer | ||
| Mr. Ashutosh Atre | Chief Risk Officer | 51 | |
| Mr. Sunku Ram Naresh | Chief Bus. Officer | 48 | |
| Mr. Surendra Kumar Sihag | Sr. VP of Collections | 48 | |
| Mr. Ripudaman Bandral | Chief Credit Officer | 46 |
Profitability and management effectiveness
Profit margin
44.09%
Operating margin
56.20%
Return on assets
3.56%
Return on equity
13.64%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Aavas Financiers Limited is and its enterprise value is .
The AAVAS's stocks Beta value is 0.95 making it 5% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
Aavas Financiers Limited (NSE:AAVAS) Frequently Asked Questions
1. What is Aavas Financiers Limited's Stock Symbol?
Aavas Financiers Limited trades on NSE under the ticker symbol "AAVAS".
2. What is Aavas Financiers Limited's stock price today?
One share of AAVAS stock can currently be purchased for approximately ₹1982.4.
3. How can I contact Aavas Financiers Limited?
Aavas Financiers Limited's mailing address is 201-202, Southend Square 2nd Floor Mansarover Industrial Area Jaipur 302020 India. The company can be reached via phone at 91 14 1661 8800.
4. What is Aavas Financiers Limited's official website?
The official website of Aavas Financiers Limited is https://www.aavas.in.