Pepper Money Share Price and Company Fundamentals
Last traded: Yesterday at 5:10 AM
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mortgages, and asset finance and personal loans. It also offers auto and equipment finance, novated leases, and third-party loan services. The company was formerly known as Pepper Group Pty Limited. The company was incorporated in 2000 and is based in North Sydney, Australia. Pepper Money Limited is a subsidiary of Pepper Group Anz Holdco Limited.
Key Metrics
PE ratio
9.74
PB ratio
1.14
Dividend yield
6.40%
Beta
1.08
Market cap
$995.71M
Enterprise value
$17.07B
Company profile
| Industry / Sector | Credit Services / Financial Services |
|---|---|
| Website | https://www.peppermoney.com.au |
| Mailing address | 177 Pacific Highway Level 27 North Sydney NSW 2060 Australia |
| Phone / Fax | 61 2 7227 1555 / 61 1300 650 924 |
Dividends
More: Pepper Money Dividend history, yield and payout ratio
Dividend yield
6.40%
Dividend amount
$0.14
Payout ratio
59.66%
5Y Avg. yield
-%
Pepper Money paid $0.14 dividend and the ex-dividend date was 12 Mar 2026.The dividend payout ratio is 59.66%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.PPM dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Mar 2026, following are the company executives and directors listed on Pepper Money.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Mario Rehayem | CEO & Director | ||
| Ms. Therese McGrath | Chief Financial Officer | ||
| Mr. Steven Meek | Chief Information Officer | ||
| Mr. John Williams | General Counsel & Company Secretary | ||
| Ms. Sarah Pikardt | Chief Marketing Officer | ||
| Ms. Sue Kent | Chief Human Resource Officer | ||
| Mr. Michael Vainauskas | Chief Risk Officer | ||
| Mr. Matthew Tinker | Chief Service Officer | ||
| Mr. Neil Culkin | Head of Credit and Settlements Mortgages & Commercial Lending | ||
| Mr. Andrew Gamble | Head of Sales - Asset Finance |
Profitability and management effectiveness
Profit margin
26.38%
Operating margin
37.40%
Return on assets
0.58%
Return on equity
12.12%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Pepper Money is 995.71M and its enterprise value is 17.07B. The enterprise value to revenue ratio of PPM is 43.06. The enterprise value to EBITDA ratio of PPM is -.
The PPM's stocks Beta value is 1.08 making it 8% more volatile compared to ASX market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
Companies similar to Pepper Money (PPM)
- Australia And New Zealand Banking Group (ANZ)
- Bendigo And Adelaide Bank (BEN)
- Bank Of Queensland (BOQ)
- Commonwealth Bank Of Australia (CBA)
- National Australia Bank (NAB)
- Virgin Money Uk Plc (VUK)
- Westpac Banking Corporation (WBC)
Pepper Money (ASX:PPM) Frequently Asked Questions
1. What is Pepper Money's Stock Symbol?
Pepper Money trades on ASX under the ticker symbol "PPM".
2. What is Pepper Money's stock price today?
One share of PPM stock can currently be purchased for approximately $2.24.
3. How can I contact Pepper Money?
Pepper Money's mailing address is 177 Pacific Highway Level 27 North Sydney NSW 2060 Australia. The company can be reached via phone at 61 2 7227 1555.
4. What is Pepper Money's official website?
The official website of Pepper Money is https://www.peppermoney.com.au.