Punjab & Sind Bank Share Price and Company Fundamentals
Last traded: Today at 9:59 AM
Punjab & Sind Bank provides various banking and financial products and services in India. It offers deposit products, including saving accounts, current accounts, salary, fixed deposits. The company also provides loans, such as home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, e-vahan, gold, mudra, MSME, and agri loans; and SME liquid plus and contractor plus products, as well as sukhmoney for senior citizens, SB OD and central sector interest subsidiary schemes, roof solar top solar finance, and debt restructuring services. In addition, it offers locker facility and government schemes; life, general, and health insurance services; digital banking services comprising internet and mobile banking, SMS banking, Aadhaar seeding and pay, point of sale, unified payment interface, BBPS, IMPS/USSD, RTGS/NEFT, ATM/debit cards, and online payment; international banking services, including NRI schemes, export/import services, forex treasury, residential facilities, and gold card scheme; and social banking services. The company was incorporated in 1908 and is headquartered in New Delhi, India.
Key Metrics
PE ratio
16.21
PB ratio
1.39
Dividend yield
0.26%
Beta
0.28
Market cap
₹192.35B
Enterprise value
₹279.21B
Company profile
| Industry / Sector | Banks - Regional / Financial Services |
|---|---|
| Website | https://punjabandsind.bank.in |
| Mailing address | 21, Rajendra Place 1st Floor New Delhi 110008 India |
| Phone / Fax | 91 11 2572 0849 / 91 11 2578 1639 |
Dividends
Dividend yield
0.26%
Dividend amount
₹0.07
Payout ratio
4.19%
5Y Avg. yield
-%
Punjab & Sind Bank paid ₹0.07 dividend and the ex-dividend date was 29 Jul 2025.The dividend payout ratio is 4.19%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.PSB dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Feb 2026, following are the company executives and directors listed on Punjab & Sind Bank.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Swarup Kumar Saha | CEO, MD & Director | 58 | |
| Mr. Ravi Mehra | Executive Director | 58 | |
| Mr. . Rajeeva | Executive Director | 57 | |
| Mr. Arnab Goswamy | Chief Financial Officer | ||
| Mr. Prem Chand Kumar | Chief Technical Officer | ||
| Mr. Ravi Gupta | Chief Compliance Officer | ||
| Mr. Parveen Kumar Anand | Chief General Manager | 72 | |
| Mr. Dheeraj Kumar Gaur | Chief Risk Officer | ||
| Mr. Arun Kumar Agarwal | Chief Vigilance Officer | ||
| Mr. Rajesh C. Pandey | Chief General Manager |
Profitability and management effectiveness
Profit margin
25.33%
Operating margin
33.67%
Return on assets
0.74%
Return on equity
9.44%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Punjab & Sind Bank is 192.35B and its enterprise value is 279.21B. The enterprise value to revenue ratio of PSB is 5.83. The enterprise value to EBITDA ratio of PSB is -.
The PSB's stocks Beta value is 0.28 making it 72% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
Punjab & Sind Bank (NSE:PSB) Frequently Asked Questions
1. What is Punjab & Sind Bank's Stock Symbol?
Punjab & Sind Bank trades on NSE under the ticker symbol "PSB".
2. What is Punjab & Sind Bank's stock price today?
One share of PSB stock can currently be purchased for approximately ₹27.07.
3. How can I contact Punjab & Sind Bank?
Punjab & Sind Bank's mailing address is 21, Rajendra Place 1st Floor New Delhi 110008 India. The company can be reached via phone at 91 11 2572 0849.
4. What is Punjab & Sind Bank's official website?
The official website of Punjab & Sind Bank is https://punjabandsind.bank.in.