Jammu and Kashmir Bank Limited Share Price and Company Fundamentals
Last traded: Today at 10:00 AM
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.
Key Metrics
PE ratio
5.25
PB ratio
0.73
Dividend yield
2.11%
Beta
0.31
Market cap
₹113.15B
Enterprise value
₹74.60B
Company profile
| Industry / Sector | Banks - Regional / Financial Services |
|---|---|
| Full time employees | 12251 |
| Website | https://jkb.bank.in |
| Mailing address | M. A. Road Srinagar 190001 India |
| Phone / Fax | 91 19 4248 1930 / 91 19 4248 1928 |
Dividends
Dividend yield
2.11%
Dividend amount
₹2.15
Payout ratio
10.99%
5Y Avg. yield
-%
Jammu and Kashmir Bank Limited paid ₹2.15 dividend and the ex-dividend date was 19 Aug 2025.The dividend payout ratio is 10.99%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.J&KBANK dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Feb 2026, following are the company executives and directors listed on Jammu and Kashmir Bank Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Amitava Chatterjee | MD, CEO & Government Nominee Director | ||
| Mr. Mohammad Shafi Mir FCS | Compliance Officer & Company Secretary | ||
| Mr. Sudhir Gupta | Non Independent Executive Director | 58 | |
| Mr. Ketan Kumar Joshi | Chief Financial Officer | 57 | |
| Viresh Gupta | Deputy GM - Chief Technology Officer | ||
| Mr. Sunit Kumar | Chief General Manager | 58 | |
| Dr. Altaf Hussain Kira | Chief Risk Officer & GM | 54 | |
| Mr. Imtiyaz Ahmad Bhat | Chief General Manager | 57 | |
| Ambrish Kumar Mishra | General Manager Chief Vigilance Officer | ||
| Rakesh Koul | General Manager Treasury Operations | 58 |
Profitability and management effectiveness
Profit margin
30.60%
Operating margin
44.89%
Return on assets
1.26%
Return on equity
14.64%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Jammu and Kashmir Bank Limited is 113.15B and its enterprise value is 74.60B. The enterprise value to revenue ratio of J&KBANK is 1.06. The enterprise value to EBITDA ratio of J&KBANK is -.
The J&KBANK's stocks Beta value is 0.31 making it 69% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
Jammu and Kashmir Bank Limited (NSE:J&KBANK) Frequently Asked Questions
1. What is Jammu and Kashmir Bank Limited's Stock Symbol?
Jammu and Kashmir Bank Limited trades on NSE under the ticker symbol "J&KBANK".
2. What is Jammu and Kashmir Bank Limited's stock price today?
One share of J&KBANK stock can currently be purchased for approximately ₹102.75.
3. How can I contact Jammu and Kashmir Bank Limited?
Jammu and Kashmir Bank Limited's mailing address is M. A. Road Srinagar 190001 India. The company can be reached via phone at 91 19 4248 1930.
4. What is Jammu and Kashmir Bank Limited's official website?
The official website of Jammu and Kashmir Bank Limited is https://jkb.bank.in.