Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow (FCF).
J&KBANK Free Cash Flow Analysis
Free cash flow, a measure commonly used by analysts to assess a company's profitability, represents the cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.
The Free Cash Flow is calculated using a number of methods including using Operating Cash Flow. Following is the formula to calculate Free Cash Flow based on Operating Cash Flow.
Free Cash Flow = Operating Cash Flow - Capital Expenditures
Using above formula to calculate Free Cash Flow for Jammu and Kashmir Bank Limited (J&KBANK), the free cash flow value is -15.95B.
All amounts in INR
Jammu and Kashmir Bank Limited has a negative free cash flow as per the latest annual Cash flow statement released by the company. Positive free cash flow is cruscial for the financial health of a company, which can be used to pay dividends, expand operations, and deleverage its balance sheet (i.e., reduce debt).
J&KBANK Cash Flow Statement History
Following table shows the history of Cash Flow Statements sheet for Jammu and Kashmir Bank Limited (NSE:J&KBANK).
| 31 Mar 2023 | 31 Mar 2024 | 31 Mar 2025 | 31 Mar 2026 | |
|---|---|---|---|---|
| Total Cash From Operating Activities | -4,071,273,000 | -8,525,535,000 | 27,231,700,000 | -11,256,700,000 |
| Capital Expenditures | [object Object] | [object Object] | [object Object] | [object Object] |
| Investing Cash Flow | -1,235,136,000 | -2,572,597,000 | -1,021,000,000 | -3,020,000,000 |
| Financing Cash Flow | 6,375,936,000 | 4,074,334,000 | -10,343,700,000 | -4,999,300,000 |
| Free Cash Flow | -5,306,409,000 | -10,382,454,000 | 26,210,700,000 | -15,950,400,000 |
| Taxes Refund Paid | -4,550,947,000 | -4,663,753,000 | -7,310,400,000 | -7,654,400,000 |
| Net P P E Purchase And Sale | -1,235,136,000 | -1,856,919,000 | -1,021,000,000 | -4,693,700,000 |
| Change In Other Current Liabilities | 55,884,501,000 | -65,098,033,000 | -4,843,500,000 | -6,278,000,000 |
| Beginning Cash Position | ||||
| End Cash Position | ||||
| Changes In Cash | ||||
| Other Non Cash Items | ||||
| Common Stock Dividend Paid | - | |||
| Change In Other Current Assets | ||||
| Cash Dividends Paid | - | |||
| Gain Loss On Investment Securities | - | - | ||
| Operating Cash Flow | -4,071,273,000 | -8,525,535,000 | 27,231,700,000 | -11,256,700,000 |
| Capital Expenditure | -1,235,136,000 | -1,856,919,000 | -1,021,000,000 | -4,693,700,000 |
| Net Income From Continuing Operations |