Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow (FCF).
J&KBANK Free Cash Flow Analysis
Free cash flow, a measure commonly used by analysts to assess a company's profitability, represents the cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.
The Free Cash Flow is calculated using a number of methods including using Operating Cash Flow. Following is the formula to calculate Free Cash Flow based on Operating Cash Flow.
Free Cash Flow = Operating Cash Flow - Capital Expenditures
Using above formula to calculate Free Cash Flow for Jammu and Kashmir Bank Limited (J&KBANK), the free cash flow value is 26.21B.
All amounts in INR
Jammu and Kashmir Bank Limited has a positive free cash flow as per the latest annual Cash flow statement released by the company. Positive free cash flow is cruscial for the financial health of a company, which can be used to pay dividends, expand operations, and deleverage its balance sheet (i.e., reduce debt).
J&KBANK Cash Flow Statement History
Following table shows the history of Cash Flow Statements sheet for Jammu and Kashmir Bank Limited (NSE:J&KBANK).
| 31 Mar 2022 | 31 Mar 2023 | 31 Mar 2024 | 31 Mar 2025 | |
|---|---|---|---|---|
| Total Cash From Operating Activities | -15,680,500,000 | -4,071,273,000 | -8,525,535,000 | 27,231,452,000 |
| Capital Expenditures | [object Object] | [object Object] | [object Object] | [object Object] |
| Investing Cash Flow | -851,800,000 | -1,235,136,000 | -2,572,597,000 | -1,020,995,000 |
| Financing Cash Flow | 9,414,300,000 | 6,375,936,000 | 4,074,334,000 | -10,343,790,000 |
| Free Cash Flow | -16,532,300,000 | -5,306,409,000 | -10,382,454,000 | 26,210,457,000 |
| Issuance Of Capital Stock | 6,864,900,000 | 4,318,099,000 | 7,440,049,000 | 453,000 |
| Taxes Refund Paid | -2,435,300,000 | -4,550,947,000 | -4,663,753,000 | -7,310,397,000 |
| Net P P E Purchase And Sale | -851,800,000 | -1,235,136,000 | -1,856,919,000 | -1,020,995,000 |
| Change In Other Current Liabilities | 19,083,600,000 | 55,884,501,000 | -65,098,033,000 | -4,843,535,000 |
| Beginning Cash Position | ||||
| End Cash Position | ||||
| Changes In Cash | ||||
| Other Non Cash Items | ||||
| Common Stock Dividend Paid | - | - | ||
| Change In Other Current Assets | ||||
| Cash Dividends Paid | - | - | ||
| Gain Loss On Investment Securities | - | - | - | |
| Operating Cash Flow | -15,680,500,000 | -4,071,273,000 | -8,525,535,000 | 27,231,452,000 |
| Capital Expenditure | -851,800,000 | -1,235,136,000 | -1,856,919,000 | -1,020,995,000 |
| Net Income From Continuing Operations |