Cholamandalam Investment and Finance Company Limited Share Price and Company Fundamentals
Last traded: Today at 9:59 AM
Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professional and non-professional customers, and micro and small businesses. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer portal services under the Gaadi Bazaar brand, which act as a hub for dealers in listing vehicles, generating leads, and applying for loans and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is headquartered in Chennai, India.
Key Metrics
PE ratio
29.85
PB ratio
5.56
Dividend yield
0.12%
Beta
0.34
Market cap
₹1460.48B
Enterprise value
₹3211.22B
Company profile
| Industry / Sector | Credit Services / Financial Services |
|---|---|
| Full time employees | 45194 |
| Website | https://www.cholamandalam.com |
| Mailing address | Chola Crest, C54-55 & Super B-4 Thiru-Vi-Ka Industrial Estate Guindy Chennai 600032 India |
| Phone / Fax | 91 44 4090 7172 / 91 44 2534 6464 |
Dividends
Dividend yield
0.12%
Dividend amount
₹2.00
Payout ratio
3.48%
5Y Avg. yield
-%
Cholamandalam Investment and Finance Company Limited paid ₹2.00 dividend and the ex-dividend date was 05 Feb 2026.The dividend payout ratio is 3.48%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.CHOLAFIN dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Feb 2026, following are the company executives and directors listed on Cholamandalam Investment and Finance Company Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Murugappan Vellayan Subbiah | Executive Chairman | 56 | |
| Mr. Ravindra Kumar Kundu | MD, President of Business, Head of Vehicle Finance & Executive Director | 57 | |
| Mr. D. Arul Selvan | President & CFO | 62 | |
| Mr. Durgaprasad Swaminathan | Chief Information Officer | ||
| Ms. Pangurayirath Sujatha | Compliance Officer & Company Secretary | 57 | |
| Mr. Sudhir Rao | Head of Marketing and Corporate Communications | ||
| Mr. Jeeva Balakrishnan | Chief Human Resources Officer | ||
| Mr. Rupinder Singh | Senior VP & Business Head Home Equity | 49 | |
| Mr. Shaji Varghese | President of Housing Finance | ||
| Mr. Ajay Bhatia | Chief Risk Officer |
Profitability and management effectiveness
Profit margin
39.05%
Operating margin
51.92%
Return on assets
-
Return on equity
-
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Cholamandalam Investment and Finance Company Limited is 1460.48B and its enterprise value is 3211.22B. The enterprise value to revenue ratio of CHOLAFIN is 25.87. The enterprise value to EBITDA ratio of CHOLAFIN is -.
The CHOLAFIN's stocks Beta value is 0.34 making it 66% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN) Frequently Asked Questions
1. What is Cholamandalam Investment and Finance Company Limited's Stock Symbol?
Cholamandalam Investment and Finance Company Limited trades on NSE under the ticker symbol "CHOLAFIN".
2. What is Cholamandalam Investment and Finance Company Limited's stock price today?
One share of CHOLAFIN stock can currently be purchased for approximately ₹1714.8.
3. How can I contact Cholamandalam Investment and Finance Company Limited?
Cholamandalam Investment and Finance Company Limited's mailing address is Chola Crest, C54-55 & Super B-4 Thiru-Vi-Ka Industrial Estate Guindy Chennai 600032 India. The company can be reached via phone at 91 44 4090 7172.
4. What is Cholamandalam Investment and Finance Company Limited's official website?
The official website of Cholamandalam Investment and Finance Company Limited is https://www.cholamandalam.com.