Lloyds Banking Group plc Share Price and Company Fundamentals
Last traded: Today at 7:30 AM
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance, Pensions, and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, and debt financing services to small and medium-sized entities, corporates, and institutions. The Insurance, Pensions, and Investments segment offers insurance, investment, and pension management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.
Key Metrics
PE ratio
6.40
PB ratio
0.65
Dividend yield
0.05%
Beta
1.24
Market cap
-
Enterprise value
-
Company profile
| Industry / Sector | Banks—Regional / Financial Services |
|---|---|
| Full time employees | 59354 |
| Website | https://www.lloydsbankinggroup.com |
| Mailing address | 25 Gresham Street London EC2V 7HN United Kingdom |
| Phone / Fax | 44 20 7626 1500 / |
Dividends
Dividend yield
0.05%
Dividend amount
£0.02
Payout ratio
29.58%
Lloyds Banking Group plc paid £0.02 dividend and the ex-dividend date was 13 Apr 2023.The dividend payout ratio is 29.58%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.LLOY dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
LLOY's forward dividend amount is £0.02 and the forward dividend yield is 5.21%. A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.
Company Executives
As of Mar 2023, following are the company executives and directors listed on Lloyds Banking Group plc.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Charles Alan Nunn | Group Chief Exec. & Exec. Director | 51 | 2.72M |
| Mr. William Leon David Chalmers | Group CFO & Exec. Director | 54 | 1.69M |
| Mr. David J. S. Oldfield | Interim Group Chief Operating Officer | ||
| Mr. John Chambers | Group Chief Information Officer | ||
| Ms. Carla A. S. Antunes Da Silva | Director of Group Strategy, Corp. Devel. & Investor Relations | 48 | |
| Ms. Catherine Lucy Cheetham | Company Sec. & Group Gen. Counsel | 59 | |
| Ms. Letitia Mary Smith | Group Director of Conduct, Compliance & Operational Risk | 56 | |
| Matt Smith | Head of Media Relations | ||
| Mr. Eduardo José Stock da Cunha | Head of Corp. Devel. & Head of Commercial Banking Market | 59 | |
| Ms. Sharon Doherty | Chief People & Places Officer |
Profitability and management effectiveness
Profit margin
31.74%
Operating margin
48.80%
Return on assets
0.63%
Return on equity
11.04%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Lloyds Banking Group plc is and its enterprise value is .
The LLOY's stocks Beta value is 1.24 making it 24% more volatile compared to LSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
Lloyds Banking Group plc (LSE:LLOY) Frequently Asked Questions
1. What is Lloyds Banking Group plc's Stock Symbol?
Lloyds Banking Group plc trades on LSE under the ticker symbol "LLOY".
2. What is Lloyds Banking Group plc's stock price today?
One share of LLOY stock can currently be purchased for approximately £46.695.
3. How can I contact Lloyds Banking Group plc?
Lloyds Banking Group plc's mailing address is 25 Gresham Street London EC2V 7HN United Kingdom. The company can be reached via phone at 44 20 7626 1500.
4. What is Lloyds Banking Group plc's official website?
The official website of Lloyds Banking Group plc is https://www.lloydsbankinggroup.com.