Lloyds Banking Group plc Share Price and Company Fundamentals



Price
£45.045
Change
0.275 (0.614%)
52 week
23.585 - 50.56

Last traded: Last Friday at 3:46 PM

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom and internationally. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings accounts, mortgages, motor finance, unsecured loans, leasing solutions, credit cards, and other financial services to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, and debt capital market services to small and medium-sized entities, corporates, and financial institutions. The Insurance and Wealth segment offers life, home, and car insurance products; and pension, investment, and wealth management products and services. It also provides digital and mobile banking, and telephone services, as well as advisory services for savings, investments, and planning for retirement. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, MBNA, Schroders Personal Wealth, Black Horse, Lex Autolease, Birmingham Midshires, LDC, IWeb, and Agricultural Mortgage Corporation brands. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom.

Key Metrics

PE ratio

6.93

PB ratio

55.96

Dividend yield

0.03%

Beta

1.45

Market cap

£31.98B

Enterprise value

£15.79B

Company profile

Industry / SectorBanks—Regional / Financial Services
Full time employees61576
Websitehttp://www.lloydsbankinggroup.com
Mailing address25 Gresham Street London EC2V 7HN United Kingdom
Phone / Fax44 20 7626 1500 /

Dividends

Dividend yield

0.03%

Dividend amount

£0.01

Payout ratio

8.77%

Lloyds Banking Group plc paid £0.01 dividend and the ex-dividend date was 05 Aug 2021.The dividend payout ratio is 8.77%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.LLOY dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.

LLOY's forward dividend amount is £0.01 and the forward dividend yield is 2.97%. A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.

Company Executives

As of Sep 2021, following are the company executives and directors listed on Lloyds Banking Group plc.

NameTitleAgeTotal Pay
Mr. William Leon David ChalmersGroup CFO & Exec. Director52973k
Mr. Charles Alan NunnGroup Chief Exec. & Exec. Director49
Mr. David J. S. OldfieldInterim COO & Group Director of Commercial Banking
Mr. David John GledhillGroup Chief Operating Officer58
Markus StadalmannChief Investment Officer
Mr. John ChambersGroup Chief Information Officer
Mr. Douglas RadcliffeGroup Investor Relations Director
Ms. Catherine Lucy CheethamCompany Sec. & Group Gen. Counsel57
Ms. Letitia Mary SmithGroup Director of Conduct, Compliance & Operational Risk54
Matt SmithHead of Media Relations

Profitability and management effectiveness

Profit margin

32.31%

Operating margin

38.33%

Return on assets

0.60%

Return on equity

10.39%

Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.

The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.

Valuation and Trading Info

The market capitalization of Lloyds Banking Group plc is 31.98B and its enterprise value is 15.79B. The enterprise value to revenue ratio of LLOY is 0.99.

The LLOY's stocks Beta value is 1.45 making it 45% more volatile compared to LSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.

Lloyds Banking Group plc (LSE:LLOY) Frequently Asked Questions

1. What is Lloyds Banking Group plc's Stock Symbol?

Lloyds Banking Group plc trades on LSE under the ticker symbol "LLOY".

2. What is Lloyds Banking Group plc's stock price today?

One share of LLOY stock can currently be purchased for approximately £45.045.

3. How can I contact Lloyds Banking Group plc?

Lloyds Banking Group plc's mailing address is 25 Gresham Street London EC2V 7HN United Kingdom. The company can be reached via phone at 44 20 7626 1500.

4. What is Lloyds Banking Group plc's official website?

The official website of Lloyds Banking Group plc is http://www.lloydsbankinggroup.com.