SBI Cards and Payment Services Limited Share Price and Company Fundamentals
Last traded: Yesterday at 9:59 AM
SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.
Key Metrics
PE ratio
25.86
PB ratio
3.57
Dividend yield
0.44%
Beta
0.24
Market cap
₹560.93B
Enterprise value
₹978.61B
Company profile
| Industry / Sector | Credit Services / Financial Services |
|---|---|
| Website | https://www.sbicard.com |
| Mailing address | Tower-C, DLF Infinity Towers 12nd Floor Block 2, Building 3 DLF Cyber City, DLF Phase 2 Gurugram 122002 India |
| Phone / Fax | 91 12 4458 9803 / |
Dividends
Dividend yield
0.44%
Dividend amount
₹2.50
Payout ratio
10.98%
5Y Avg. yield
-%
SBI Cards and Payment Services Limited paid ₹2.50 dividend and the ex-dividend date was 11 Mar 2026.The dividend payout ratio is 10.98%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.SBICARD dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Jun 2026, following are the company executives and directors listed on SBI Cards and Payment Services Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Ms. Rashmi Mohanty | Executive VP & CFO | 53 | |
| Mr. Pradeep K. Singh Khurana | Chief Information & Digital Officer and Executive VP | 45 | |
| Mr. Mohit Kapoor | Executive VP & Head of Legal | 47 | |
| Mr. Girish Budhiraja | Executive VP and Chief Sales & Marketing Officer | 52 | |
| Mr. Manish Dewan | Executive VP & Head of Customer Services | 56 | |
| Mr. Vishal Singh | Executive VP & Head of Consumer Sales | 47 | |
| Ms. Anu Choudhary Gupta | Executive Vice President & Head of Operations | 49 | |
| Ms. Nandini Malhotra | Executive VP & Chief Credit Officer | 45 | |
| Mr. Tarun Sharma | Executive Vice President & Head of Collections | 50 | |
| Ms. Salila Pande | MD, CEO & Director |
Profitability and management effectiveness
Profit margin
18.26%
Operating margin
26.12%
Return on assets
3.29%
Return on equity
14.69%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of SBI Cards and Payment Services Limited is 560.93B and its enterprise value is 978.61B. The enterprise value to revenue ratio of SBICARD is 8.25. The enterprise value to EBITDA ratio of SBICARD is -.
The SBICARD's stocks Beta value is 0.24 making it 76% less volatile compared to NSE market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
SBI Cards and Payment Services Limited (NSE:SBICARD) Frequently Asked Questions
1. What is SBI Cards and Payment Services Limited's Stock Symbol?
SBI Cards and Payment Services Limited trades on NSE under the ticker symbol "SBICARD".
2. What is SBI Cards and Payment Services Limited's stock price today?
One share of SBICARD stock can currently be purchased for approximately ₹589.45.
3. How can I contact SBI Cards and Payment Services Limited?
SBI Cards and Payment Services Limited's mailing address is Tower-C, DLF Infinity Towers 12nd Floor Block 2, Building 3 DLF Cyber City, DLF Phase 2 Gurugram 122002 India. The company can be reached via phone at 91 12 4458 9803.
4. What is SBI Cards and Payment Services Limited's official website?
The official website of SBI Cards and Payment Services Limited is https://www.sbicard.com.