Paisalo Digital Limited Share Price and Company Fundamentals
Last traded: Yesterday at 9:59 AM
Paisalo Digital Limited, a non-banking financial company, engages in providing loans through its financial products in India. It offers small income generation loans, including Umeed loans, Pragati loans, and Vikas loans for self-employed individuals and small business owners in rural and semi-urban areas, supporting sectors like agriculture, retail, and handicrafts. The company also provides mobility loans, such as Gati loans for auto and electric rickshaw drivers, Raftaar loans for small vehicle owners, Do Ka Dum loans for two-wheelers purchase, and Ready Steady Go loans to purchase pre-owned cars; and entrepreneurial loans, including Udaan loans to empower entrepreneurs for business growth and expansion. In addition, it provides SME and MSME loans, and corporate loans across manufacturing, services, and trading sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.
Key Metrics
PE ratio
14.29
PB ratio
1.82
Dividend yield
0.29%
Beta
-0.11
Market cap
₹30.41B
Enterprise value
₹67.47B
Company profile
| Industry / Sector | Credit Services / Financial Services |
|---|---|
| Full time employees | 3178 |
| Website | https://www.paisalo.in |
| Mailing address | Paisalo House 74, Gandhi Nagar, NH-2 Agra 282003 India |
| Phone / Fax | 91 56 2402 8888 / |
Dividends
Dividend yield
0.29%
Dividend amount
₹0.10
Payout ratio
4.27%
5Y Avg. yield
-%
Paisalo Digital Limited paid ₹0.10 dividend and the ex-dividend date was 22 Sep 2025.The dividend payout ratio is 4.27%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.PAISALO dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
Company Executives
As of Mar 2026, following are the company executives and directors listed on Paisalo Digital Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. Sunil Agarwal | MD, CEO & Executive Director | 54 | |
| Mr. Harish Singh | Executive Director of Operations, CFO & Executive Director | 58 | |
| Mr. Manendra Singh CS | Chief Compliance Officer & Company Secretary | ||
| Mr. Anoop Krishna | Executive Director of Strategy & Planning and Executive Director | 67 | |
| Mr. Santanu Agarwal | Deputy MD & Executive Director | ||
| Mr. Vinod Kumar | Additional Executive Director | ||
| Mr. Anurag Sinha | COO & Chief Information Security Officer | ||
| Ms. Nishtha Sharma | Senior Vice President of Marketing | ||
| Mr. Gaurav Chaubey | Chief Risk Officer | ||
| Mr. Samresh Agarwal | Chief Recovery Officer |
Profitability and management effectiveness
Profit margin
45.06%
Operating margin
63.89%
Return on assets
-
Return on equity
-
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Paisalo Digital Limited is 30.41B and its enterprise value is 67.47B. The enterprise value to revenue ratio of PAISALO is 14.39. The enterprise value to EBITDA ratio of PAISALO is -.
Paisalo Digital Limited (NSE:PAISALO) Frequently Asked Questions
1. What is Paisalo Digital Limited's Stock Symbol?
Paisalo Digital Limited trades on NSE under the ticker symbol "PAISALO".
2. What is Paisalo Digital Limited's stock price today?
One share of PAISALO stock can currently be purchased for approximately ₹33.44.
3. How can I contact Paisalo Digital Limited?
Paisalo Digital Limited's mailing address is Paisalo House 74, Gandhi Nagar, NH-2 Agra 282003 India. The company can be reached via phone at 91 56 2402 8888.
4. What is Paisalo Digital Limited's official website?
The official website of Paisalo Digital Limited is https://www.paisalo.in.