Geneva Finance Limited Share Price and Company Fundamentals
Last traded: Last Sunday at 11:51 PM
Geneva Finance Limited lends money to individuals, companies, and other entities primarily in New Zealand and Tonga. The company operates through Corporate, New Business, Insurance, Old Business, Invoice Factoring, and Overseas segments. It offers personal and car loans. The company also provides insurance products, such as lifestyle protection, motor vehicle, guaranteed asset protection, third party, and mechanical breakdown insurance, as well as death, disablement, and redundancy risk coverages; and debt collection services. In addition, it is involved in the provision of debtor finance to companies, as well as collection and management of trade receivables factored; lending, collection, and management of money; and wholesale funding arrangements. The company was formerly known as GFNZ Group Limited and changed its name to Geneva Finance Limited in June 2016. Geneva Finance Limited was incorporated in 2002 and is headquartered in Auckland, New Zealand.
Key Metrics
PE ratio
4.96
PB ratio
0.72
Dividend yield
8.89%
Beta
0.17
Market cap
-
Enterprise value
-
Company profile
| Industry / Sector | Credit Services / Financial Services |
|---|---|
| Full time employees | 57 |
| Website | https://genevafinance.co.nz |
| Mailing address | 6B Pacific Rise Mount Wellington Panmure PO Box 14923 Auckland 1741 New Zealand |
| Phone / Fax | 64 8 0080 0133 / 64 9 573 5597 |
Dividends
Dividend yield
8.89%
Dividend amount
$0.03
Payout ratio
49.60%
5Y Avg. yield
6.33%
Geneva Finance Limited paid $0.03 dividend and the ex-dividend date was 18 Oct 2022.The dividend payout ratio is 49.60%. The dividend payout ratio is defined as the amout of dividend paid divided by the earnings of the company.GFL dividend payout ratio is less than 70. This is ideal as it gives company room to grow the dividends and also the excess earnings can be invested in company for growth.
GFL's forward dividend amount is $0.04 and the forward dividend yield is 11.90%. A forward dividend yield is the percentage of a company's current stock price that it expects to pay out as dividends over a certain time period, generally 12 months. Forward dividend yields are generally used in circumstances where the yield is predictable based on past instances. If not, trailing yields, which indicate the same value over the previous 12 months, are used.
Company Executives
As of Mar 2023, following are the company executives and directors listed on Geneva Finance Limited.
| Name | Title | Age | Total Pay |
|---|---|---|---|
| Mr. David Gerard O'Connell | MD & Exec. Director | 678.13k | |
| Ms. Telle VanTrojen | COO & Partner | ||
| Mr. Joey Waters | Chief Secondary Officer |
Profitability and management effectiveness
Profit margin
11.53%
Operating margin
17.98%
Return on assets
3.38%
Return on equity
13.96%
Profitability ratios are a class of financial metrics that are used to assess a business's ability to generate earnings relative to its revenue, operating costs, balance sheet assets, and shareholders' equity over time, using data from a specific point in time.
The return on equity signifies how well the management is running the company in terms of capital management. The ideal return on equity is greater than 10%. The return on equity is calculated as net income divided by total share holders equity.
Valuation and Trading Info
The market capitalization of Geneva Finance Limited is and its enterprise value is .
The GFL's stocks Beta value is 0.17 making it 83% less volatile compared to NZX market index. Technology stocks and small caps tend to have higher betas than the market benchmark. This indicates that adding the stock to a portfolio will increase the portfolio’s risk, but also increase its expected return. On the other hand utility stocks often have low betas because they tend to move more slowly than market averages.
Geneva Finance Limited (NZX:GFL) Frequently Asked Questions
1. What is Geneva Finance Limited's Stock Symbol?
Geneva Finance Limited trades on NZX under the ticker symbol "GFL".
2. What is Geneva Finance Limited's stock price today?
One share of GFL stock can currently be purchased for approximately $0.315.
3. How can I contact Geneva Finance Limited?
Geneva Finance Limited's mailing address is 6B Pacific Rise Mount Wellington Panmure PO Box 14923 Auckland 1741 New Zealand. The company can be reached via phone at 64 8 0080 0133.
4. What is Geneva Finance Limited's official website?
The official website of Geneva Finance Limited is https://genevafinance.co.nz.